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小威0927610107
普卡玩家
註冊時間: 2006-10-10
文章: 13
來自: 台北花ｘ銀行
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我可以幫忙的？  |
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MELODY
訪客
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我在花旗有用信用卡 不過沒有使用循環利息
現在我想代償其他家的信用卡及現金卡 金額大約15萬
不知道有沒有辦法作代償 |
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小威0927610107
普卡玩家
註冊時間: 2006-10-10
文章: 13
來自: 台北花ｘ銀行
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可以的目前花旗如果卡片是沒有循還的是可以代償的∼∼∼
A.1-6個月0% 手續費499元繳六個月
B.1-6個月0% 7-12個月11.88% 手續費499元繳十二個月 30萬 |
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瑞緋
普卡玩家
年齡: 39
註冊時間: 2006-11-21
文章: 2
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您好
我目前身份為學生
是退伍後工作半年才重讀的
打算代償一張信用卡、一張現金卡(當兵那段期間辦的)
總共八萬多 信用卡四萬多 現金卡三萬多
每個月還款情況皆正常(現金卡沒帳單 信用卡我用電子帳單)
目前在唸書所以只有晚上稍微打個工(大概五千 生活費是之前存的錢)
所以沒辦法很快還清
因此想說辦代償來節省利息費用
請問我這樣能夠申請嗎？ |
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小威0927610107
普卡玩家
註冊時間: 2006-10-10
文章: 13
來自: 台北花ｘ銀行
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瑞緋您好：
其實目前銀行的代償專案都會有＂手續費＂和＂綁約＂的問題，
你目前如果申辦代償是沒有辦法二張卡的合併的（代償金額是看你的
信用卡額度去做小符度調整）。而且各銀行的＂總手續費＂和你的利
息其實差不多。不需要申辦。
目前你最好的方式，就是先去結現金卡信用卡繳最低，一張一張
來就是最好的方式了。（不能在增加你的消費了喔）
有任何代償貸款的問題都可以來電或發問喔 小威
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瑞緋
普卡玩家
年齡: 39
註冊時間: 2006-11-21
文章: 2
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多謝回答阿
我之前算起來兩張加起來的利息比手續費高才想說要辦
結果只能還一張喔
那就自己慢慢還吧
那兩張卡現在沒在用了 卡片也都收起來拉 呵呵
再次感謝您的回答喔^^ |
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money_zero
普卡玩家
註冊時間: 2007-05-01
文章: 1
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請問，若是被停卡(該卡已用一年半了，額度10萬，刷了6萬)，那還可以辨代償嗎~
謝謝 |
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小威0927610107
普卡玩家
註冊時間: 2006-10-10
文章: 13
來自: 台北花ｘ銀行
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money_zero 寫到: 請問，若是被停卡(該卡已用一年半了，額度10萬，刷了6萬)，那還可以辨代償嗎~
謝謝
假設是內部控卡是可以代償的。如果是強制停卡就不能囉。
怎麼分辨？
１。如果是強停，你所有的信用卡都不能使用了。
２。如果是內部控卡，可能是一二張信用卡不能用而已。
小威∼ |
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＊冷冷＊
普卡玩家
註冊時間: 2008-02-01
文章: 2
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| 我目前信金卡+信用卡有差不多70萬我想辦理代償可以嗎?本身是自營商沒薪資證明這樣可以辦嗎?我的情形可以辦理2家代償嗎?我本身還有房貸跟車貸這樣辦的過嗎?如我辦理代償可以建議我要用啥方案好呢?最近有一張卡被停了.其它別卡皆可用這樣還可以辦理嗎? |
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梨花
普卡玩家
註冊時間: 2011-07-09
文章: 28
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梨花
普卡玩家
註冊時間: 2011-07-09
文章: 28
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wool scarf Furthermore, what other wardrobe accessory can you wear anytime of year and to any opening or event? So
with such variations in the ways to wear them as well as the places to wear them to, it’s no wonder
men burberry tie in so many separate sizes, colors, patterns
shapes and fabrics.
womens burberry silk scarf for women are a soft,
feminine touch to any evening or work from your popular wee black dress to your steel gray power suit. Pick shiny
blue burberry tie or extraordinary prints to actually
dress up your look or for that must have pop of color. Long thin rectangular [url=http://www.okburberrysale.com/burberry-silk-
scarf-n10-p-1667.html]discount burberry silk scarves[/url] are also frightful as headbands with either the tails hanging down in
back or strategically knotted or wrapped around a low, loosely pinned bun.
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Pashmina) are a classic, sophisticated wardrobe staple that can be worn through fall and winter with
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or perfectly tailored wool blazers. Slip on your [url=http://www.okburberrysale.com/burberry-gauze-giant-check-scarf-shawl-a01-
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