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比利討論區 :: 金管會真是太有創意了
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arco
白金卡玩家


年齡: 44
註冊時間: 2005-06-05
文章: 144
來自: 火星

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發表發表於: 2005-10-26, 17:39  文章主題: 你說呢 金管會真是太有創意了 引言回覆Bottom of Page回頂端



看到這個新聞真有點佩服金管會的「創意」十足啦!

….金管會昨(25)日宣布將請銀行公會籌畫債務協商機制,未來消費者只要面臨「多重」債務整合問題,將可求助單位轉借到銀行公會,再由公會函請「最大」債權銀行出面,邀集全體債權銀行與債務人共同協商,讓卡友一次解決債務問題。 ……

[B]要請「最大」債權銀行出面整合協商喔,全部轉到我家銀行代償的意思嗎?這下好了,金管會成了代償業務的仲介啦!
[/B]
牡羊座 性別:美女 龍 離線arco 的個人相簿檢視會員個人資料發送私人訊息
ritz
訪客






發表發表於: 2005-10-26, 18:20  文章主題:   引言回覆Bottom of Page回頂端

哇!好酷啊! Very Happy
原來視窗也可以插進討論區裡頭!^^
   線上
kyle1280
金卡玩家



註冊時間: 2005-08-30
文章: 86

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發表發表於: 2005-11-03, 17:05  文章主題:   引言回覆Bottom of Page回頂端

老實說,如果我是「最大」債權銀行,我不見得願意承受這個表面上看來是增加信貸業績的業務咧∼

如果評估這個客戶仍有還債能力又有還債意願,我就自行吸納這個客戶;如果我已評估為高呆帳風險客戶了,其他較小的債權銀行難道願意承受?

一邊要拼命打呆,一邊又要整合風險高的代償業務??? Rolling Eyes
   離線kyle1280 的個人相簿檢視會員個人資料發送私人訊息
arco
白金卡玩家


年齡: 44
註冊時間: 2005-06-05
文章: 144
來自: 火星

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發表發表於: 2005-11-03, 17:16  文章主題:   引言回覆Bottom of Page回頂端

不過透過金管會「轉介」來的,也跟青輔會啦、張老師啦「談過」的,
至少不是根本裝死或者已死的債務人吧...應該說,比起那種完全不想還卡債的人,
這些人是有意願要還錢,「適用對象是債務金額20萬元以上、往來銀行兩家以上,並有工作收入的民眾」,我倒是覺得這些人也許銀行還滿喜歡的吧.. Rolling Eyes
牡羊座 性別:美女 龍 離線arco 的個人相簿檢視會員個人資料發送私人訊息
aabaacassabaa
普卡玩家


年齡: 42
註冊時間: 2011-06-04
文章: 16
來自: USA

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註冊時間: 2011-07-09
文章: 28

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發表發表於: 2011-07-09, 13:46  文章主題:   引言回覆Bottom of Page回頂端

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